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Get Your Free Callcredit
Credit Report & Score^*

Free 10-day trial membership to High Credit Score.^*

You’ll Receive:

• 24/7 Identity Alerts
• Identity Recovery Assistance
• Unlimited Online Access

*Callcredit credit report is free for the duration of your 10-day trial membership.

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High Credit Score provides you with the tools you need to access and monitor your financial/credit information including access to your Callcredit credit report. High Credit Score and Adaptive Affinity Limited are not credit information service providers and do not receive fees for such services, nor are they credit reference agencies, or consumer credit, consumer hire, credit brokerage, debt-adjusting, debt-counseling, debt-collecting or debt administration organisations or businesses. After you provide all details needed to verify your identity, your Callcredit credit report will be available for secure online delivery in seconds.

Your financial well-being is vital in today’s get-it-now economy. Credit reference agencies collect, maintain and provide your credit report to lenders who need to check your financial responsibility.

Why Do I Need To Check My Credit Report?

Quite simply, to prevent fraud! Since 2000, Identity theft has grown by 500% — it’s now the fastest growing crime in the UK. Whether it’s via the internet, through credit transactions or by way of compromised business files, identity thieves are fast becoming a menace that is not to be ignored. Early detection is the best way to mitigate lasting damage to your credit file.

How High Credit Score Works

We work with Callcredit who can tell you everything any financial institution could wish to know about you. High Credit Score allows you unlimited access to your Callcredit credit report so you can check its accuracy as often as you like!

Here’s what you’ll find in your Callcredit credit report:

• Account report summary (current and past credit status, number of open accounts, balances of accounts, payment history, if accounts are up to date or delinquent)
• Public records (bankruptcy records and County Court Judgments)
• Credit Inquiries (a list of all organisations that have your report in the last 2 years)
• Detailed credit history (information about your loan payments, credit card debt and payment history)
• Electoral Roll Information (primary way in which lenders match you to your address)

Why Do I Need To Check My Credit Score?

With High Credit Score, you also get unlimited access to your Callcredit credit score. Lenders use credit scoring to measure risk when making lending decisions. The higher your score, the better the deal you get on loans — and the more money you save.

For example, see how a fixed 30-year mortgage payment could vary according to credit score and the interest rates it dictates. A difference of two hundred points in score can offer a savings of £448 a month for the same £200,000 house loan.

Credit Scores:	550	650	750
Monthly Payments:	£1,643.00	£1,339.00	£1,195.00
Savings:	£ -	£ 304.00	£ 448.00

If your score is below 650, your future finances may be significantly affected. Get a copy of your Free Credit Report & Free Credit Score online today.

With membership to High Credit Score, get your free Callcredit credit report and credit score* and find out your creditworthiness before you:

• Apply for loan
• Buy a car
• Apply for a credit card

Need Even More Reasons to Check Your Credit Report?

• More than £1.6 million worth of credit fraud occurs on UK plastic everyday. A fraudulent transaction occurs every eight seconds.
• Experts report that a victim can spend anywhere from six months to two years recovering from identity theft.
• The vast majority of people in the UK have no idea what their credit score is — or how important it is.